An Act relative to notifying broker prior to termination of coverage
Generates a plain-language summary of the bill text and history.
| Date | Branch | Action |
|---|---|---|
| 2/25/2026 | House | Placed in the Orders of the Day for the next sitting (under the last sentence of Rule 7A) for a second reading |
| 1/15/2026 | House | Bill reported favorably by committee and referred to the committee on House Steering, Policy and Scheduling |
| 1/15/2026 | House | Reported on a part of H4931↗ |
| 1/15/2026 | House | Reported from the committee on House Rules |
| 1/15/2026 | House | Accompanied a study order, see H4931↗ |
| 10/27/2025 | Joint | Hearing scheduled for 11/04/2025 from 10:30 AM-01:30 PM in A-2 |
| 2/27/2025 | Senate | Senate concurred |
| 2/27/2025 | House | Referred to the committee on Financial Services |
| Committee | Recommendation | Vote |
|---|---|---|
| J11 | Accompanied | — |
| H33 | Favorable | — |
| H52 | Place in OD | — |
Chapter 175 of the General Laws, as appearing in the 2022 Official Edition, is hereby amended by adding the following new section:-
If the policy owner of a life, disability or long term care insurance policy has an agent of record, the insurer must also notify the agent of the impending lapse in coverage or mail or send electronically a copy of the notification of the impending lapse in coverage to the agent at least 21 days before the effective date of any such lapse. Receipt of such notice does not make the agent responsible for any lapse in coverage. An insurer is not required to notify the agent under this section if any of the following applies: (a) The insurer maintains an online system that pushes out a notice of pending lapse to the broker of record to independently determine if a policy is about to lapse. (b) The insurer maintains a procedure that pushes out a notice that allows an agent to independently determine whether the notice of lapse has been sent to the insured. (c) The insurer has no record of the current agent of record. (d) The agent is employed by the insurer or an affiliate of the insurer.
Chapter 175 of the General Laws, as appearing in the 2022 Official Edition, is hereby amended by adding the following new section:- Section 231. If the policy owner of a life, disability or long term care insurance policy has an agent of record, the insurer must also notify the agent of the impending lapse in coverage or mail or send electronically a copy of the notification of the impending lapse in coverage to the agent at least 21 days before the effective date of any such lapse. Receipt of such notice does not make the agent responsible for any lapse in coverage. An insurer is not required to notify the agent under this section if any of the following applies: (a) The insurer maintains an online system that pushes out a notice of pending lapse to the broker of record to independently determine if a policy is about to lapse. (b) The insurer maintains a procedure that pushes out a notice that allows an agent to independently determine whether the notice of lapse has been sent to the insured. (c) The insurer has no record of the current agent of record. (d) The agent is employed by the insurer or an affiliate of the insurer.