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H364

194th

An Act relative to the collection of debt

StatusActive Amendments0 SponsorMichael J. Finn CommitteeNot yet assigned

malegislature.gov ↗ · Download PDF · View Text on malegislature.gov

By Representative Finn of West Springfield, a petition (accompanied by bill, House, No. 364) of Michael J. Finn relative to the collection of debt. Consumer Protection and Professional Licensure.

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Date	Branch	Action
12/8/2025	House	12/8/2025 HouseAccompanied a new draft, see H4808 ↗
9/29/2025	Joint	9/29/2025 JointHearing rescheduled to 10/01/2025 from 10:00 AM-01:00 PM in B-2 and Virtual — Hearing location changed
9/19/2025	Joint	9/19/2025 JointHearing scheduled for 10/01/2025 from 10:00 AM-01:00 PM in A-2
2/27/2025	Senate	2/27/2025 SenateSenate concurred
2/27/2025	House	2/27/2025 HouseReferred to the committee on Consumer Protection and Professional Licensure

Cosponsor
Michael J. Finn Primary sponsor
Ryan M. Hamilton

Committee	Recommendation	Vote
J17	Accompanied	—

Bill	Title	Status
H4808	An Act relative to the collection of debt	Active

1 section(s) · formatted for easier reading

▸SECTION 1

: Notwithstanding any general or special law to the contrary, a debt collector or creditor as defined by Section 24 of Chapter 93 of the General Laws, shall be permitted to accept payment of a debt, or any portion thereof, by postdated check or other similar instrument with the following exceptions:
	(1) A debt collector or creditor shall not accept from any person a check or other payment instrument postdated by more than five days unless such person is notified in writing of the debt collector's intent to deposit such check or instrument not more than ten, nor less than three, days, excluding legal public holidays identified in 5 U.S.C. 6103(a), Saturdays, and Sundays, prior to such deposit.
	(2) A debt collector or creditor shall not solicit any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution.
	(3) A debt collector or creditor shall not deposit or threaten to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument.

Show raw text

	SECTION 1: Notwithstanding any general or special law to the contrary, a debt collector or creditor as defined by Section 24 of Chapter 93 of the General Laws, shall be permitted to accept payment of a debt, or any portion thereof, by postdated check or other similar instrument with the following exceptions:
	(1) A debt collector or creditor shall not accept from any person a check or other payment instrument postdated by more than five days unless such person is notified in writing of the debt collector's intent to deposit such check or instrument not more than ten, nor less than three, days, excluding legal public holidays identified in 5 U.S.C. 6103(a), Saturdays, and Sundays, prior to such deposit.
	(2) A debt collector or creditor shall not solicit any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution.
	(3) A debt collector or creditor shall not deposit or threaten to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument.